600 quid for all that, is great! Good in case of a fall or if you drop the bike, which hopefully won't happen.
As a lot of people leave their bikes pretty stock, having those spare parts is quite handy.
The insurance will only pay if you have fully comprehensive or if the incident is someone else's fault. If it's your own fault and you claim, you'll lose all or part of your no claims bonus, and end up paying for it indirectly anyway.
Good decision, me thinks!
Through the mud & the blood, to the green fields beyond...
British Army Veteran 1975-1984